Renters Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Renters Insurance Information
If you rent a home or apartment, purchasing renters insurance is essential. Accidents can occur in your rental property at unforeseen times and lead to significant repair costs. Renters insurance can help protect you financially from high out-of-pocket costs following a covered incident.
How Does Renters Insurance Work?
Renters insurance works like most insurance policies—you pay an insurance premium in return for financial help following an approved insurance claim. Some policies may require you to pay a deductible, an out-of-pocket expense you must pay after a covered accident before your insurer steps in to cover any remaining incident-related costs.
What Does Renters Insurance Cover?
Renters insurance varies among policyholders but tends to include the following coverage options:
- Personal property coverage—This coverage can help cover costs if items kept inside your dwelling are damaged or stolen.
- Liability coverage—If someone gets injured inside the place you are renting, this coverage can help cover medical expenses.
- Additional living expense coverage—This can help pay for temporary living arrangements if you can’t live in the place you are renting because it was damaged.
Reach out to Consoles Insurance Agency to learn about additional or alternative coverage options to include in your renters policy.
How Much Renters Insurance Do I Need?
Renters insurance is generally not mandatory coverage. However, some landlords and homeowners associations may require you to carry coverage. As a tenant, having renters insurance is essential. Accidents can occur that may be challenging to recover financially from without coverage.
How Do I Get Covered?
If you are a tenant near Peabody, Massachusetts, the dedicated agents at Consoles Insurance Agency can help you learn about renters insurance policies and assist you in choosing the right coverage for your rental place.
Get covered today by contacting our agency at 978-223-4037.