Homeowners Insurance

Whether buying your first home or reviewing your current policy, Consoles Insurance Agency is here to help you protect your finances in case of unexpected events. Our team is dedicated to helping residents find the best home insurance policy for their needs.  

Understanding Home Insurance Coverage 

While policies can be customized to fit a homeowner’s coverage needs, standard home policies typically offer coverage for the following: 

• Expenses related to third-party bodily injuries and property damage you’re held liable for
• Damage to your home’s physical structure and fixtures, caused by covered events such as fire, certain natural disasters, 
• Damage to detached structures such as fences, pools and sheds
• Additional living expenses like food and hotel accommodations if a covered peril renders your home uninhabitable
• Repair or replacement of your furniture, appliances and clothing, subject to coverage limits 

Depending on your needs, we can discuss options for extended coverage such as flood damage, valuable items or higher liability limits. 

What Factors Affect My Premiums? 

Several factors can influence the cost of your policy, including: 

• The age and condition of your home
• Its location and proximity to the coast or flood zones
• Exposure to risk factors like fires and crime
• Your credit score
• The value of your personal belongings
• Your claims history
• Your deductible and coverage selections 

Why Work With Consoles Insurance Agency? 

Our team at Consoles Insurance Agency can help you find the coverage that fits your home, lifestyle and budget. As a local agency, we’re familiar with the risks in Peabody, MA and committed to providing responsive service. 


Contact us today for a quote.